EMO Online Security For Your Money

When I was signing up for EMO corporation, they have an option to make your money transactions online a little more secure.

You click the option for secure card and it pops up with a little chart that you print out, then every time you log on it asks you for 4 of the reference letters or numbers off this chart.  

So basically even if someone uses a keyboard logger or some such spy ware and gets your password they can’t use it without the chart.

This is a really cool idea from the security point and if it really works which it probably does then your money and all your transactions with them will be more secure.

However, this also means that in addition to another password there is also a printed chart to keep track of.  I can see it now in addition to my password book I am going to have to start a 3 ring binder full of charts with secure cards on them.  

Then every time I want to use my computer I will have to get out my password book, look up a password, then find my 3 ring binder with the right chart and look up my secure card numbers and then I can log onto some site to find out that it is not working right and they want me to check back later.

Next I am waiting for some kind of device that you must wear around your neck to verify that you are really who you say you are, of course you will be forced to wear this brick sized device around your neck the entire time.